Open Banking gives you accounts and movements — Wateer gives you what the customer actually bought. Clean, structured data, sourced 100% compliantly with documented consent behind every point.
Structured line items, verified merchant, VAT broken down — from the receipt source itself, not from statement strings that need cleaning and guessing. Your data goes straight into your models.
Every data point is backed by evidence-grade recorded customer consent under the PDPL. Build your products on solid regulatory ground — no gray areas, no fear of the next review.
Open Banking APIs get you to the account and the movement. Wateer adds the layer beneath: the basket itself. Together they form a spending picture no single API can give you.
Line-level spend categorization instead of guessing from merchant names, credit scoring enriched with real purchase behavior, and offers built on what's actually bought. We sit with you and map the use case.
The network effect: one partnership connects you to receipt data across every merchant on the network — and each merchant who joins deepens your product's coverage automatically.
One session to map the integration and the partnership model that fits you.
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